The Company finances residential and commercial properties for business purposes: including financing for fix and flip residential properties, acquisition and/or rehabilitation of both residential and commercial properties, construction loans and bridge loans secured by residential or commercial properties, note purchases secured by residential or commercial properties, real estate secured lines of credit, and financing for qualifying build-to-suit opportunities.

Borrowers begin by completing the Company’s online “Quick App” through our secure website to obtain a preliminary term sheet. Thereafter, Borrowers are prompted to deliver required documentation to the Company to support the processing/underwriting/approval processes. Borrowers are provided website access to the Company’s “Borrower Dashboard” enabling them to follow the progress of their transaction from start to finish. PCS can typically fund a loan in 10-15 days, upon receipt of a completed processing package from the Borrower.

No. PCS only makes real estate loans for business purposes.

PCS seeks to make the process as simple as possible. Our documentation requirements are explained in our website and designed to allow for electronic uploading by our Borrowers on the Loan Dashboard – there’s no need for Borrowers to copy paper or send mail packages in our system, although we will accommodate our Borrower preferences whenever possible.

Borrowers obtain a preliminary approval and a preliminary rate quote upon completing the “Quick-App” form on the Company’s website. Once the Borrower’s document submittal has been reviewed by the Company’s underwriting department, a final approval and final rate will be issued. PCS seeks to honor original loan size and pricing quotes and is typically able to do so when processing and underwriting documentation validates initial information submitted.

No. PCS is the lender. It is our money and once we say yes, we fund the deal.

Western United States with an emphasis on California. Other states considered on case by case basis.

Partners Capital Solutions, Inc. was founded in 2009. PCS has funded more than $2.2 billion of commercial real estate loans since inception. Our leadership includes experienced real estate professionals with significant experience as builders, developers, property managers, commercial property lenders and private money lenders. The Company and its principals understand the needs of Borrowers seeking fast and reliable financing solutions.

The answer depends on type of property, the loan to value ratio and our experience with the Borrower. Generally, the will rely instead on in-house due diligence, area research, and value opinions from local real estate brokers for all fix & flip loans, and low loan to value loans in strong markets with Borrowers who we know well. That said, the Company will generally welcome an existing appraisal (in lieu of ordering a new appraisal), even if the valuation is dated. Existing appraisals can often help with useful information about the subject property and its submarket.

The Company typically charges loan origination fees which range from 1.0% to 3.0%. Occasionally we have charged origination fees either below or above of this typical range, usually because a loan request is meaningfully more or less challenging than average.

PCS goes to great lengths to ensure the security of its investors, its Borrowers and their data. The Company utilizes the security protocol, SSL, the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remains private and integral. SSL is an industry standard and is used by millions of websites in the protection of their online transactions with their customers.